May 2018

Found 9 blog entries for May 2018.

You've put in an offer on a New Orleans home and you're ready to take a sigh of relieve. However, it's not time to celebrate yet. There are several things that could still go wrong.

One of those things has to do with the title report. The title search is very important and something you should care about quite a bit.

What is a Title?

While you probably understand what a title is with a vehicle, it's a bit different with a home. In real estate, the title refers to the person or persons with the right to use or dispose of the property.

When you buy a home, a title company will do a search to ensure the person selling the home is the legitimate owner of the property. If the title search comes back clean, they will issue a title insurance

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If you love oysters, live music and plenty of fun, the Oyster Festival is the place for you. This two-day food festival is known as one of the best in the city. It's a free festival, which will be held on June 2nd and 3rd this year.

Plenty of unique dishes will be available from local restaurants. In addition, the event will include cooking demos, arts and crafts, live music, contests and so much more. Whether you like oysters raw, chargrilled, in a salad, fried or on a po-boy, this is the event for you.

Food Vendors

Plenty of food vendors will be at the 2018 Oyster Festival. Enjoy the great dishes from:

  •          Acme Oyster House
  •          Oceana Restaurant
  •          Dragos
  •          Creole Country Cafe
  •          Royal House
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Saving for a down payment is often one of the most difficult things for new homebuyers. It's an obstacle that keeps many renting for far longer than necessary. Even if you have great credit and a good debt-to-income ratio, you will likely need some sort of down payment.

However, you don't have to spend forever saving for a down payment. There are several state and municipal agencies that offer assistance for homebuyers with the down payment and the closing costs. You will have to do some work to find the programs and become involved, but it can help save you plenty of cash.

Programs for Down Payment Assistance

You will find several down payment assistance programs, which are often called grants. These grants don't need to be repaid. In

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If you're credit isn't perfect, you should be aware of what to expect when you go to apply for a mortgage. You don't have to have stellar credit to be approved, but you cannot come in with terrible credit either. Most lenders want to see a credit score of 640 or higher, but a few will work with scores as low as 580, or even lower with a larger down payment.

Those with bad credit will pay for their bad credit, however. It will cost you in interest, points and you may be required to put down a larger amount. Here are a few things you should know if you plan to apply for a mortgage with bad credit.

Conventional and FHA Loans

Most likely, you will be applying for a conventional mortgage or an FHA loan. Some conventional mortgages only require a

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Do you want to take your four-legged friend with you to the bar? New Orleans is home to a number of pet-friendly bars perfect for you and your best friend.

The city is very pet-friendly all around and there are some good places to enjoy time with your dog without any worries. From the many parks to the sidewalks to the levees to the local watering holes, you can enjoy all types of fun with your dog in New Orleans.

Here are a few of the top bars you can enjoy that are pet-friendly.

Garden District Pub

Found in the Lower Garden District, this is a spot you can enjoy with your dog. They offer a daily happy hour from 5pm to 7pm, along with midnight madness every night, as well. You can stop in to watch the big game on one of their many TVs or

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Greek Fest is coming and it will be a fun weekend for all to enjoy. Held from May 25th to 27th this year, Greek Fest will be found at the Holy Trinity Greek Orthodox Cathedral. It's a Memorial Day Weekend tradition and a great event for families to enjoy together.

Event Background

This year marks the 45th year for the Greek Fest and it will also help to celebrate the 300th birthday of New Orleans. There will be several special events for the Tricentennial at the Greek Fest this year.

What to Expect

Greek Fest includes plenty of great Greek food, traditional music, entertainment and so much more. The food will include dishes, such as spanakopita, dolma, gyro sandwiches and so much more. Plenty of beverages will be on hand including wine, as

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Whenever you get ready to buy a home, you're probably hoping to find that perfect deal. Even in a seller's market, a great deal can be had, but you have to find a seller that's "motivated."

Sellers looking to unload their home fast will likely give you a much better deal. Here's a look at five of the things you should look for if you're trying to spot a desperate home seller.

Elderly and Living in a Two or Three Story Home

When elderly sellers are still living in a two or three story home, it's a sign they may be a bit desperate to unload the home. If they cannot climb to the second story for the bedroom, they may be looking to sell fast and get into a single-level home.

If you happen to spot things, such as a full set of toiletries in the

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The French Market District will play host to the 32nd Annual Creole Tomato Festival on June 9th and 10th this year. It's one of the most unique and most interesting events held throughout the year.

Background for the Event

Creoles are a type of succulent tomato and an essential ingredient in some of the most popular dishes from the south. For the past 32 years, the Creole Tomato Festival has been held to celebrate the tomato. It's a chance for locals to gather together, visitors to flood in and everybody to enjoy an incredible event full of surprises.

There will be life-sized tomatoes strolling through the event, tomato shaped fans and plenty of the first tomatoes of the season getting auctioned off to local chefs.

What to Expect

The

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Private mortgage insurance or PMI isn't something homebuyers get excited about. However, if it wasn't available, many potential homebuyers wouldn't have the option to buy a home.

It will make your home payments higher and it doesn't do anything to protect the homeowner. PMI is a necessary part of the mortgage process for those putting less than 20% of the purchase price down on the home.

Some loans, such as those designed for medical professionals and physicians that will waive the PMI requirement if less than 20% is put down on the home. Here's a look at how PMI works with different types of loans.

Conventional Loans

While you may have to start out with PMI when you take out a conventional loan, this type of loan will cancel the PMI when

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