1) Keep your money where it is
Don’t move your money around 6 months before you’re ready to buy a home. Instead, keep it where it is and limit big ticket items. Lenders look at your spending habits when determining what type of loan you’ll get.
2) Get pre-approved for your home loan
There’s a difference between pre-qualified and pre-approved. Make sure you’re pre-approved. That will not only make buying a home a lot easier but will allow you to compete if there are multiple offers on the table.
3) Know your borders
Consider getting a survey done before you buy your home so that you know exactly where your property ends and your neighbor's property begins. This way you can know exactly where to build that amazing wrought iron fence.…