Home Buying Tips

Posted by Clint LaCour on Tuesday, April 23rd, 2019 at 11:01am.

1) Keep your money where it is

Don’t move your money around 6 months before you’re ready to buy a home. Instead, keep it where it is and limit big ticket items. Lenders look at your spending habits when determining what type of loan you’ll get.

2) Get pre-approved for your home loan

There’s a difference between pre-qualified and pre-approved. Make sure you’re pre-approved. That will not only make buying a home a lot easier but will allow you to compete if there are multiple offers on the table.

3) Know your borders

Consider getting a survey done before you buy your home so that you know exactly where your property ends and your neighbor's property begins. This way you can know exactly where to build that amazing wrought iron fence.

4) Don’t try to time the market

If you try to wait for the perfect time you’re going to miss out. Instead buy the perfect time to buy a house is when you can afford it. Consult with your Rêve agents about home values when you are ready and they will help negotiate the best possible price.

5) Know your location

Home value is largely based on the price of the other homes around it. Consider buying worst house on the block rather than the best house on the block.

6) Buying a home is smart! 

Your Rêve agent will help you determine how much home you can afford - including the mortgage, property taxes, utilities, and insurance. No one likes surprises, so hire an experienced Rêve agent to make sure your home purchase is a smooth transaction. 

7) Go with your gut not your heart

If you buy a house with your heart, you may get heart broken. If you buy a house with your instincts you’ll make a better decision. After all, in the end what you want is a great house for a great deal.

8) Get it inspected first

Before you buy, get your potential new property checked out by a home inspector. Your Rêve realtor can help you find a quality inspector that will assure you know what you're buying.

9) Bid Smart

Bidding can be tricky. Some houses are overpriced and some houses are a great deal. The only way to truly know is to ask an expert. Consult a Rêve agent today to strategize on bidding.

10) Check out the neighborhood

Before you buy, check out the neighborhood. See what it’s like during the day and what’s happening at night. It doesn't hurt to knock on your potential neighbors doors to meet them and ask about the area.

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